One of the most important financial decisions we can make for ourselves is also one of the simplest to carry out.

Monitoring your personal financial position with a monthly balance sheet is recommended for everyone; young and old, wealthy or not.

In order to improve anything, you need to measure and monitor it first. This workbook aids you in this endeavor.

Not an Excel wizard?! No problem! Basic spreadsheet software knowledge is all that is needed to utilize this tool.

The most important rule when using this spreadsheet is to remember that it is yours! Use it as you see fit to monitor the progression of your personal financial position.